Benefit Plan Documents Other Links under General Contact the Benefits Staff Benefits Calendar Health Plan Changes Benefits Policies Back-Up Care Advantage Program Campus Services at WUSM Vendor Directory/Links Health Insurance (Active) Blue Cross Blue Shield (Faculty/Staff) Blue Cross Blue Shield (Postdoc Appointees) United Healthcare (Faculty/Staff and Postdoc Appointees) United HealthCare (Clinical Fellows) Vision Service Plan (VSP) Health Insurance (Retirees) Blue Cross for Retirees Under Age 65 Blue Cross for Retirees Over Age 65 Dental Insurance (Active) Essex Dental (Faculty/Staff and Postdoc Appointees) Essex Dental (Clinical Fellows) Dental Insurance (Retirees) Essex Dental for Retirees in St. Louis Area Connection Dental for Retirees Out of St. Louis Area Flex Premiums/Spending Faculty/Staff Life Insurance (MetLife) Faculty/Staff Long Term Disability (UNUM) Faculty/Staff Retirement Savings Plan Faculty/Staff Retirement Medical Savings Account Faculty/Staff Tuition Assistance Faculty and Staff-Employee Tuition Faculty and Staff-Spouse/Domestic Partner Tuition Faculty and Staff-Dependent Child Tuition Postdoctoral Research Appointees